How to Obtain a Debit Card from SBI

Obtaining a debit card from SBI, a prominent Indian bank, is a straightforward process once you have a savings bank account. Here are detailed steps on how to apply for a debit card either offline or online. This guide also covers important points to remember for the safekeeping of your debit card.

Eligibility and Application Process

tEligibility: To get a debit card from SBI, you need to have an active savings bank account with the bank. This account is a prerequisite for issuance. tApplication Methods: t ttOffline Application: Visit your nearest SBI branch and fill out a form. Ensure you bring the required documents and pay any nominal charges. ttOnline Application: Apply using net banking. Follow the steps below to apply online. t

Steps to Apply for Debit Card Online

tLogin to Net Banking: Access your SBI net banking account. tAccess e-Services: Navigate to the 'e-Services' section. tATM Card Services: Select 'ATM/Debit Card' services from the menu. tSelect Primary/Secondary Account: Choose the primary or secondary account you wish to link the debit card to from the dropdown options. tPersonalize Your Card: Enter the name you desire to be printed on the ATM card and select the type of card you need (e.g., primary or supplementary). tAccept Terms and Conditions: Carefully review and accept the terms and conditions. tSubmit Application: Once you have completed all the required details, submit the application. You will receive an update on your registered mobile number to confirm the status.

Important Points to Remember

tAlways keep your debit card in a safe place and do not share your card PIN. tAvoid using the ATM in isolated branches during off hours to minimize the risk of skimming or fraud. tProtect your PIN by feeding it while no one is watching. tKeep a photocopy of your debit card and passcode for record-keeping. tSave the customer care numbers of SBI in your mobile for emergencies.

Timeframe for Delivery:

tOffline application: Your debit card will be delivered within a week to your home address specified on your bank statement. tOnline application: You can expect your card to be delivered in around 30 working days to your registered home address.

SBI’s Transition to Chip-Based Debit Cards

SBI has recently announced that magnetic strip card holders are required to switch to chip-based cards by December 30, 2018. This is part of global efforts to enhance security and interoperability with international payment systems. Ensure you follow the instructions provided by the bank to facilitate this transition smoothly.

Additional Tips for Safe Debit Card Usage

tRegister for SBI Anywhere App: Registering for SBI Anywhere app simplifies the process of applying for a debit card and allows you to track the status of your application. tChange your Password Regularly: Keep your online banking and mobile app password secure by changing it periodically. tUse Strong Passwords: Always create strong passwords that include a mix of letters, numbers, and symbols to enhance security. tMonitor Your Accounts Regularly: Regularly check your account statements for any unauthorized transactions. tReport Lost or Stolen Cards: Contact SBI immediately if your debit card is lost or stolen.

By following these steps and tips, you can ensure a smooth and secure process for obtaining a debit card from SBI.