How to Obtain a Bajaj Card: Eligibility Criteria and Application Process

The Bajaj card, offered by Bajaj Finserv, is a popular choice for individuals who desire to make purchases on easy monthly installments (EMI). This article provides a detailed guide on the eligibility criteria, application process, and how to use the Bajaj card for EMI purchases.

Eligibility Criteria for the Bajaj Card

To be eligible for a Bajaj card, you must meet the following criteria:

Age: You must be between 21 and 60 years old. Income: You should have a stable income source, preferably a salary of at least Rs. 25000 per month. Credit Score: You should have a credit score of at least 750.

Steps to Apply for a Bajaj Card

Here are the steps to apply for a Bajaj card:

Visit the Bajaj Finserv Website: Go to the official Bajaj Finserv website and click on the ‘Apply Now’ button for the Bajaj card. Fill in the Application Form: Fill in the application form with your personal and professional details, including your name, address, income, and other relevant information. Upload Necessary Documents: Once you complete the application form, upload your documents such as a photograph, PAN card, and proof of income. Evaluate Your Application: Bajaj Finserv will evaluate your application based on your eligibility criteria, credit score, and other factors. Issue of Bajaj Card: If you meet all the requirements, Bajaj Finserv will issue you a Bajaj card.

EMI Purchases with Bajaj Card

Once you have the Bajaj card, you can use it to make purchases on EMI from different vendors. Here’s how to do it:

Visit a Vendor: Visit a vendor offline or online that has a partnership with Bajaj Finserv. Select the Product: Choose the product you want to purchase. Pay with Bajaj EMI Card: At the time of checkout, select the option to pay with your Bajaj EMI card. Select EMI Tenure: Choose the tenure for the EMI, i.e., the number of months you want to repay the amount. Complete the Purchase: Once you provide the necessary details, approve the transaction on the Bajaj card, and complete the purchase.

Conclusion

The Bajaj card is a valuable tool that allows you to make purchases on EMI, spreading the cost over several months instead of paying all at once. By following the above steps, you can apply for and obtain your Bajaj card, opening up opportunities to make purchases on EMI.